{"id":4185,"date":"2024-06-05T10:43:03","date_gmt":"2024-06-05T10:43:03","guid":{"rendered":"https:\/\/useme.com\/en\/blog\/?p=4185"},"modified":"2024-06-05T10:43:03","modified_gmt":"2024-06-05T10:43:03","slug":"wise-vs-payoneer-international-payments-for-freelancers","status":"publish","type":"post","link":"https:\/\/useme.com\/en\/blog\/wise-vs-payoneer-international-payments-for-freelancers\/","title":{"rendered":"Wise vs. Payoneer \u2013 choosing the best platform for your international payments"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/useme.com\/en\/blog\/wise-vs-payoneer-international-payments-for-freelancers\/#How_does_it_work_What_are_Wise_and_Payoneer\" >How does it work? What are Wise and Payoneer?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/useme.com\/en\/blog\/wise-vs-payoneer-international-payments-for-freelancers\/#Payoneer_vs_Wise_%E2%80%93_global_coverage_and_multi-currency_accounts\" >Payoneer vs. Wise \u2013 global coverage and multi-currency accounts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/useme.com\/en\/blog\/wise-vs-payoneer-international-payments-for-freelancers\/#Wise_vs_Payoneer_for_receiving_money_%E2%80%93_transfer_fees_and_exchange_rates\" >Wise vs. Payoneer for receiving money \u2013 transfer fees and exchange rates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/useme.com\/en\/blog\/wise-vs-payoneer-international-payments-for-freelancers\/#Compare_Wise_and_Payoneer_%E2%80%93_payment_methods\" >Compare Wise and Payoneer \u2013 payment methods<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/useme.com\/en\/blog\/wise-vs-payoneer-international-payments-for-freelancers\/#Payoneer_vs_Wise_%E2%80%93_transfer_time\" >Payoneer vs. Wise \u2013 transfer time<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/useme.com\/en\/blog\/wise-vs-payoneer-international-payments-for-freelancers\/#Security_of_international_money_transfers_in_Wise_and_Payoneer\" >Security of international money transfers in Wise and Payoneer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/useme.com\/en\/blog\/wise-vs-payoneer-international-payments-for-freelancers\/#Users_choice_%E2%80%93_which_platform_has_better_reviews\" >Users\u2019 choice \u2013 which platform has better reviews<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/useme.com\/en\/blog\/wise-vs-payoneer-international-payments-for-freelancers\/#Wrap-up_Wise_vs_Payoneer_for_freelancers\" >Wrap-up: Wise vs. Payoneer for freelancers<\/a><\/li><\/ul><\/nav><\/div>\n<p><b>Payoneer account or Wise account? Discover which one offers the best exchange rates, transaction fees, and security measures for freelancers. Learn how to save money and navigate the world of international transactions with confidence. Wise vs. Payoneer compared.<\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_does_it_work_What_are_Wise_and_Payoneer\"><\/span><span style=\"font-weight: 400;\">How does it work? What are Wise and Payoneer?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Payoneer and Wise are online services that allow their users to send and receive money internationally. They work similarly to some online payment services but focus on international transactions.<\/span><\/p>\n<p><b>You can set up a Payoneer or Wise account to receive funds from people or businesses in other countries<\/b><span style=\"font-weight: 400;\">. To do that, <\/span><a href=\"https:\/\/useme.com\/en\/blog\/freelancing-without-your-own-business-its-possible\/\"><span style=\"font-weight: 400;\">you don\u2019t need to have a registered company<\/span><\/a><span style=\"font-weight: 400;\">. The service handles the currency exchange and transfer process, often making it easier and cheaper than traditional bank transfers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Both Wise and Payoneer are seamless systems where location doesn&#8217;t restrict your talent or income. These platforms are your gateway to a truly borderless freelance experience. Now, let\u2019s see how they differ.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Payoneer_vs_Wise_%E2%80%93_global_coverage_and_multi-currency_accounts\"><\/span><span style=\"font-weight: 400;\">Payoneer vs. Wise \u2013 global coverage and multi-currency accounts<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you plan to work for clients from abroad without unnecessary limitations, opt for a global payment service that supports many countries and currencies. <\/span><b>Both Wise and Payoneer let you get local account details in several currencies <\/b><span style=\"font-weight: 400;\">(including EUR, USD, and GBP). Then, you can convert them to your preferred currency and withdraw payments to your local bank account if you want to.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Wise supports over 160 countries and enables multi-currency management in 40 currencies. Payoneer, on the other hand, covers over 190 countries and supports withdrawals in over 70 currencies.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Wise_vs_Payoneer_for_receiving_money_%E2%80%93_transfer_fees_and_exchange_rates\"><\/span><span style=\"font-weight: 400;\">Wise vs. Payoneer for receiving money \u2013 transfer fees and exchange rates<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Both platforms offer multi-currency accounts for free. However, to receive international payments through a Wise or Payoneer account, you or your client may be charged with some transfer fees.<\/span><\/p>\n<p><b>Sending money between Wise or Payoneer accounts is free if both you and the recipient use the same platform<\/b><span style=\"font-weight: 400;\">, making it easy to <\/span><a href=\"https:\/\/useme.com\/en\/blog\/6-steps-to-make-sure-that-you-get-paid-as-a-freelancer,274\/\"><span style=\"font-weight: 400;\">receive payments from clients<\/span><\/a><span style=\"font-weight: 400;\">. This can be a convenient option for freelancers or businesses who frequently transfer funds amongst themselves.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let\u2019s check other costs associated with your borderless account.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Payoneer<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">With a Payoneer account, <\/span><b>receiving payments in some major currencies using local bank details is free<\/b><span style=\"font-weight: 400;\">. If your client wants to pay you via credit card, a fee of up to 3.99% will apply. In certain countries, an additional fixed fee of $0.49 will be added to the above rate. ACH bank debits available in the US only include a 1% fee, and PayPal transfers, also in the US \u2013 3.99% + $0.49.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When converting currencies, Payoneer uses <\/span><b>wholesale currency market rates<\/b><span style=\"font-weight: 400;\"> obtained from various financial institutions at the time of transaction and adds a <\/span><a href=\"https:\/\/blog.payoneer.com\/how-to\/general\/everything-you-need-to-know-about-conversion-rates\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">currency conversion fee<\/span><\/a><span style=\"font-weight: 400;\"> of 0.5%.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Check Payoneer\u2019s <\/span><a href=\"https:\/\/www.payoneer.com\/about\/pricing\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">pricing page<\/span><\/a><span style=\"font-weight: 400;\">, where you\u2019ll find fees for getting paid and paying others, using a Payoneer Mastercard, withdrawing money on ATMs, etc.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Wise<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Receiving local payments (non-Swift) in AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY, and USD (non-wire) is free. Extra fees apply to USD wire payments and CAD Swift payments.<\/span><\/p>\n<p><b>The overall price of the transaction depends on the chosen payment method and transfer time<\/b><span style=\"font-weight: 400;\"> (faster payments are available). Use their <\/span><a href=\"https:\/\/wise.com\/pl\/pricing\/receive\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">calculator<\/span><\/a><span style=\"font-weight: 400;\"> to get a clear picture (set your location in the top-right corner).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When it comes to currency conversion, Wise uses the mid-market rate. This rate is considered the fairest and most transparent, reflecting the average price at which banks trade currencies.<\/span><\/p>\n<p><b>Fees also apply to ordering and using your Wise debit card<\/b><span style=\"font-weight: 400;\"> and withdrawing money from ATMs. Check the <\/span><a href=\"https:\/\/wise.com\/us\/pricing\/card-fees?sourceAmount=1000&amp;sourceCcy=GBP&amp;targetCcy=EUR\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">cost and benefits<\/span><\/a><span style=\"font-weight: 400;\"> of having an international Visa from Wise.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Compare_Wise_and_Payoneer_%E2%80%93_payment_methods\"><\/span><span style=\"font-weight: 400;\">Compare Wise and Payoneer \u2013 payment methods<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When comparing Wise and Payoneer as platforms for cross-border payments, it&#8217;s important to consider how you can get paid<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Wise<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">To receive money to your Wise account, <\/span><b>you can share your bank account details, request payments, or use your Wise card or email address<\/b><span style=\"font-weight: 400;\">. There are fixed fees for receiving certain types of payments. You can receive money in various currencies and view the account details in your Wise account.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you have a personal account, you can receive money by <\/span><a href=\"https:\/\/wise.com\/help\/articles\/2WvlZST6DiDMUBhyl1N4zM\/how-do-i-request-money\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">requesting a payment from clients<\/span><\/a><span style=\"font-weight: 400;\"> or using a payment link. Learn more about <\/span><a href=\"https:\/\/wise.com\/help\/articles\/2898124\/how-do-i-receive-money\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">receiving money through Wise<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Payoneer<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Payoneer&#8217;s fees depend on several factors, including the type of transaction (sending or receiving), the currencies involved, and the chosen transfer method.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Like Wise, Payoneer offers <\/span><a href=\"https:\/\/www.payoneer.com\/get-paid-by-clients\/payment-request\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">payment requests<\/span><\/a><span style=\"font-weight: 400;\"> that can be sent directly to your client worldwide.<\/span><b> To send money, your client has several options \u2013 credit or debit card, ACH bank debit, direct bank payment, local bank transfer, or Payoneer Balance <\/b><span style=\"font-weight: 400;\">\u2013 depending on the currency, payout amount, country, and payment method.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your client can select who pays the applicable fee. To avoid any misunderstanding, Payoneer suggests discussing this point with your client in advance.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Payoneer_vs_Wise_%E2%80%93_transfer_time\"><\/span><span style=\"font-weight: 400;\">Payoneer vs. Wise \u2013 transfer time<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Both domestic and international payments should be fast to keep your cash flow balanced. Whether you&#8217;re a freelancer waiting for your earnings or a business owner receiving funds from abroad, waiting days for transfers can disrupt your workflow.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Wise<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Once you enter the necessary transaction details in <\/span><a href=\"https:\/\/wise.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">this calculator<\/span><\/a><span style=\"font-weight: 400;\">, you\u2019ll see when the money should arrive. However, it\u2019s an estimate \u2013 it will change once you set up an actual transfer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In general, transfer time in Wise depends on <\/span><a href=\"https:\/\/wise.com\/help\/articles\/2524078\/how-long-does-a-transfer-take\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">several factors<\/span><\/a><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>sending and receiving countries<\/b><span style=\"font-weight: 400;\"> \u2013 transfers between certain countries may be processed faster;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>transfer method <\/b><span style=\"font-weight: 400;\">\u2013 bank transfers typically take longer than debit\/credit card transfers;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>transfer amount <\/b><span style=\"font-weight: 400;\">\u2013 larger transfers may take slightly longer for additional security checks.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Senders can pay extra for fast transfers.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Payoneer<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Payoneer offers fast transfers on some routes. However, they estimate that<\/span><b> bank transfers take 2-5 business days<\/b><span style=\"font-weight: 400;\">, with some destinations seeing funds arrive in 2-3 days.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Security_of_international_money_transfers_in_Wise_and_Payoneer\"><\/span><span style=\"font-weight: 400;\">Security of international money transfers in Wise and Payoneer<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Whether you choose Wise or Payoneer for your financial transactions, you can be sure your money and data are protected.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Payoneer<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The service claims that, as a regulated entity, it adheres to the strictest security protocols. It ensures the safety of your funds and data by investing in robust controls and partnerships with financial leaders. <\/span><b>Payoneer is licensed and regulated by multiple government regulators<\/b><span style=\"font-weight: 400;\">. Read more about their <\/span><a href=\"https:\/\/www.payoneer.com\/about\/security-center\/?_gl=1*z6okxs*_ga*MjEwOTMyMjIyNi4xNzE2ODg4OTQz*_ga_G4G3RX5S55*MTcxNjg4ODk0Mi4xLjEuMTcxNjg4OTc4NS4wLjAuNjkyODA0OTE.&amp;_ga=2.25574462.204628040.1716888943-2109322226.1716888943\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">security measures<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Wise<\/span><\/h3>\n<p><a href=\"https:\/\/wise.com\/gb\/about\/security\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Wise prioritizes security<\/span><\/a><span style=\"font-weight: 400;\">. A dedicated fraud team tackles threats, while real-time spending alerts and two-factor authentication keep your account in check.<\/span><b> Constant monitoring, vulnerability scans, and independent audits further protect your money<\/b><span style=\"font-weight: 400;\">. Wise is transparent with data and encourages vulnerability reports.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Users_choice_%E2%80%93_which_platform_has_better_reviews\"><\/span><span style=\"font-weight: 400;\">Users\u2019 choice \u2013 which platform has better reviews<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">With more than 53k reviews on Trustpilot, Payoneer scored <\/span><a href=\"https:\/\/www.trustpilot.com\/review\/www.payoneer.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">3.9 stars<\/span><\/a><span style=\"font-weight: 400;\">. Wise boasts more than 220k reviews, which add up to <\/span><a href=\"https:\/\/www.trustpilot.com\/review\/wise.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">4.3 stars<\/span><\/a><span style=\"font-weight: 400;\">. Freelancers appreciate Wise\u2019s transparent fee structure and mid-market exchange rate. Payoneer&#8217;s users find the platform to be user-friendly and straightforward to navigate.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re also considering PayPal for international payments, read our comparison: <\/span><a href=\"https:\/\/useme.com\/en\/blog\/wise-vs-paypal-international-transfers-freelancers\/\"><span style=\"font-weight: 400;\">Wise vs. PayPal<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Wrap-up_Wise_vs_Payoneer_for_freelancers\"><\/span><span style=\"font-weight: 400;\">Wrap-up: Wise vs. Payoneer for freelancers<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Both Payoneer and Wise make your international money transfers smooth and hassle-free. You can get paid in multiple currencies and <\/span><a href=\"https:\/\/useme.com\/en\/blog\/completed-guide-when-working-with-foreign-clients,250\/\"><span style=\"font-weight: 400;\">work for international clients<\/span><\/a><span style=\"font-weight: 400;\"> from multiple countries. These <\/span><b>easy and fast international transfers make your work borderless and your wallet \u2013 thicker!<\/b><span style=\"font-weight: 400;\"> All you have to do now is choose your preferred global payment solution.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Payoneer vs. Wise \u2013 global payment solutions compared<\/span><\/h3>\n<p>&nbsp;<\/p>\n<div class=\"responsive-table-wrapper\">\n<table class=\"responsive-table\">\n<tbody>\n<tr>\n<td><b>Feature<\/b><\/td>\n<td><b>Wise<\/b><\/td>\n<td><b>Payoneer<\/b><\/td>\n<\/tr>\n<tr>\n<td><strong>Convenient international money transfers to your multi-currency account<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Available as a payment method on Useme<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Withdrawing money to local bank accounts<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Debit card<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Business accounts<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Yes (Wise Business Account)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes (Payoneer account)<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Exchange rates + conversion fee<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Mid-market rate + 0.35% or more<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Mid-market rate + 0.5%<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Local account details<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">available in GBP, EUR, USD, AUD, CAD, NZD, SGD, RON, HUF, TRY<\/span><\/td>\n<td><span style=\"font-weight: 400;\">available in GBP, EUR, USD, AUD, CAD, JPY, HKD, SGD, AED<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Trustpilot score<\/strong><\/td>\n<td><span style=\"font-weight: 400;\">4.3 stars<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.9 stars<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Both Payoneer and Wise facilitate international transfers, so we recommend them for global payments. To manage your work holistically, open a Useme account and set up Wise or Payoneer as your payment method.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Useme lets you work with global clients without knowing their local regulations. You agree on the job with your client, <\/span><a href=\"https:\/\/useme.com\/en\/fast\/\"><span style=\"font-weight: 400;\">invoice them via Useme<\/span><\/a><span style=\"font-weight: 400;\">, and get paid even withing 24 hours after client acceptance. All of that without formalities. <\/span><a href=\"https:\/\/useme.com\/en\/users\/create-account\/\"><span style=\"font-weight: 400;\">Sign up for free<\/span><\/a><span style=\"font-weight: 400;\">!<\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Receiving money across borders? Going global with your freelance business? We compare Wise and Payoneer, two popular international payment solutions, to make it easier!<\/p>\n","protected":false},"author":27,"featured_media":4188,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","inline_featured_image":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[23],"tags":[],"class_list":["post-4185","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-freelancers"],"modified_by":"Marta","_links":{"self":[{"href":"https:\/\/useme.com\/en\/blog\/wp-json\/wp\/v2\/posts\/4185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/useme.com\/en\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/useme.com\/en\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/useme.com\/en\/blog\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/useme.com\/en\/blog\/wp-json\/wp\/v2\/comments?post=4185"}],"version-history":[{"count":4,"href":"https:\/\/useme.com\/en\/blog\/wp-json\/wp\/v2\/posts\/4185\/revisions"}],"predecessor-version":[{"id":4196,"href":"https:\/\/useme.com\/en\/blog\/wp-json\/wp\/v2\/posts\/4185\/revisions\/4196"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/useme.com\/en\/blog\/wp-json\/wp\/v2\/media\/4188"}],"wp:attachment":[{"href":"https:\/\/useme.com\/en\/blog\/wp-json\/wp\/v2\/media?parent=4185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/useme.com\/en\/blog\/wp-json\/wp\/v2\/categories?post=4185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/useme.com\/en\/blog\/wp-json\/wp\/v2\/tags?post=4185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}